Got A Question?
0208 057 4130
  • About
    • Blog
  • Private Client Insurance
    • Car & Family Fleet Insurance
    • Fine Arts & Antiques Insurance
    • High Net-Worth Insurance
    • Home (High Net-Worth) Insurance
    • Jewellery and Watch Insurance
    • Prestige Car Insurance
    • Prestige Home Insurance
    • Renovation Insurance
    • Second Home Insurance
    • Yacht/Boat Insurance
  • Private Clients Brochure
  • Commercial Insurance
    • Aviation & Aerospace Insurance
    • Business Accident and Travel Insurance
    • Business Insurance
    • Business Interruption
    • Construction Insurance
    • Cyber Insurance
    • Directors & Officers Insurance
    • Fleet & Commercial Vehicle Insurance
    • Haulage & Logistics Insurance
    • Hotels and Pubs Insurance
    • Landlord Insurance
    • Manufacturing Insurance
    • Marine Insurance
    • Motor Trade Insurance
    • Nightclubs, Bars, and Restaurants Insurance
    • Professional Indemnity Insurance
    • Public Liability Insurance
    • Real Estate Insurance
    • Sports & Events Insurance
    • Terrorism Insurance
    • Transportation Insurance
  • Contact

Home (High Net-Worth) Insurance

Home (High Net-Worth) Insurance

As the owner of a high value property, you will probably benefit from expert advice to ensure that your home is adequately and appropriately protected. At Dover Street Insurance Brokers we understand that your home insurance needs to be tailored to meet your specific needs and requirements.

Whether you own a large country house, a penthouse apartment or another type of prestige property, read on to find out how we can help you find the right insurance policy to protect your most valuable asset.

We are the right people for you

Let's work together

Contact Us 0208 057 4130

What is high value home insurance?

If you own a high value property, and keep a lot of high value items in it such as fine art, antiques, designer clothes and luxury watches, your cover requirements are unlikely to be met by standard home insurance policies. This could leave you dangerously under-insured.

High value home insurance provides a more flexible and tailored solution to ensure that your insurance cover accurately protects your possessions, home, and indeed other properties which you own.

Because the insurer has a much more detailed understanding of your property and your possessions, this can help the insurer to react to claims very quickly.

What does a high value home insurance policy cover?

High value household insurance policies tend to have a broad range of cover options that could be important for your property. These include:

  • Buildings insurance: In the event that your home is damaged or destroyed, this will cover the cost of rebuilding or repairing its structure. With that in mind, it is important to make sure that you should insure your home for the total cost of rebuilding it from scratch, in case the worst should happen.
  • Alternative accommodation cover: If your home is made uninhabitable due to an insured event, such as a fire, storm or flood, this will cover the reasonable costs for emergency accommodation.
  • Replacement locks cover: If your keys are lost or stolen and you need to replace the locks of your property, this will cover the cost and help to ensure that your security isn’t compromised.
  • Trace and access: If you need to locate and isolate the source of a leaking water, gas, or oil pipe, this will cover the cost.
  • Domestic liability insurance: Provides cover if a domestic member of staff (such as a cleaner, housekeeper or gardener) suffers an accident on your premises.
  • Contents insurance: If your valuable items were accidentally damaged or stolen, would you be able to foot the bill without having specialist high net-worth contents insurance in place? This type of policy will cover the non-permanent fixtures in your property such as furniture, rugs, curtains, technology and your personal belongings, ensuring they are protected if the unexpected should happen. When considering the amount of cover that you need for the contents of your high-value property, it’s important to think about the total cost to reinstate or replace your contents on an equal basis in the event of any potential loss. Remember, if the worst were to happen and you have under-insured, you could be left out of pocket.
  • Garden and grounds insurance: Provides cover against theft or damage to items in your garden or grounds. For example, statues, fountains, garden ornaments and furniture, valuable plants, machinery or expensive tools and the contents of sheds or garages.

 

These are just examples of some of the types of prestige home insurance policies that we look after at Dover Street Insurance Brokers. As we know that no two properties are the same, speak to us today to find out which policies will best meet your needs.

Do I need high value home insurance?

If you own a high value property or have invested significantly in possessions which are kept at your property, then a high value home insurance policy could provide you with the financial cover that you need in the event that things go wrong.

How much does high value home insurance cost?

At Dover Street Insurance Brokers we understand that cost is important to you, but it is crucial to ensure that your property is properly protected. With that in mind, we will take the time to understand your specific needs and recommend the amount of cover that is best suited to you.

In addition, it’s also important to note that if your property is a listed building, it may be more expensive to insure due to the special materials and craftsmanship that could be needed to make any repairs.

How can I get high value home insurance?

Dover Street Insurance Brokers have a team of specialist high value home insurance advisers ready to help you get the right protection in place for your property. 

We will take the time to understand your specific needs and are committed to delivering a completely personalised service, ensuring that you have the best possible cover at the best possible price.

To find out how much peace of mind costs, contact one of our team by calling: 0208 057 4130.

Bespoke Insurance Solutions

Personal & Tailored Service

Experts in the Private Client Sector

For individuals, family offices and businesses

Got a Question?
Let us help

Enquire Today

Straight Forward Claim Service
Puts You in Control

Got a Question?

Taking the hassle out of Insurance...

Speak to a member of our dedicated team



0208 057 4130

Book A Consultation
Dover Street Insurance

35 Dover Street,
London,
W1S 4NQ

0208 057 4130

Dover Street Insurance Brokers is Authorised and Regulated by the Financial Conduct Authority, No: 916584

Company Info

  • Home
  • About Us
  • Blog
  • Contact Us
  • Cookie Policy
  • Request Personal Data
  • Privacy Policy

Our Services

  • Private Client Insurance
  • Commercial Insurance

Most Used Services

  • Car & Family Fleet Insurance
  • Fine Arts & Antiques Insurance
  • High Net-Worth Insurance
  • Home (High Net-Worth) Insurance
  • Jewellery and Watch Insurance
  • Prestige Car Insurance
  • Prestige Home Insurance
  • Renovation Insurance
  • Second Home Insurance
  • Yacht/Boat Insurance
  • Business Insurance
  • Construction

News

  • Business
  • Business Accident & Travel
  • Business Interruption
  • Construction
  • Cyber Insurance
  • Directors & Officers
  • Marine
  • Professional Indemnity
  • Public Liability
  • Transportation

Proudly built by DNRG.
© 2021 – Present

Registered in England & Wales, No: 10119835

March 2023
Mon Tue Wed Thu Fri Sat Sun
272812345
6789101112
13141516171819
20212223242526
272829303112

Ask A Question


    We use cookies to personalise content and ads, to provide social media features and to analyse our traffic. We also share information about your use of our site with our social media, advertising and analytics partners who may combine it with other information that you’ve provided to them or that they’ve collected from your use of their services.
    Accept
    Change Settings
    Cookie Box Settings
    Cookie Box Settings

    Privacy settings

    Decide which cookies you want to allow.

    You can change these settings at any time. However, this can result in some functions no longer being available. For information on deleting the cookies, please consult your browser’s help function.

    Learn more about the cookies we use.

    With the slider, you can enable or disable different types of cookies:

    • Block all
    • Essential
    • Functionality
    • Analytics
    • Advertising

    This website will:

    • Essential: Remember your cookie permission setting
    • Essential: Allow session cookies
    • Essential: Gather information you input into a contact forms, newsletter and other forms across all pages
    • Essential: Keep track of what you input in a shopping cart
    • Essential: Authenticate that you are logged into your user account
    • Essential: Remember language version you selected

    This website won't:

    • Remember your login details
    • Functionality: Remember social media settings
    • Functionality: Remember selected region and country
    • Analytics: Keep track of your visited pages and interaction taken
    • Analytics: Keep track about your location and region based on your IP number
    • Analytics: Keep track of the time spent on each page
    • Analytics: Increase the data quality of the statistics functions
    • Advertising: Tailor information and advertising to your interests based on e.g. the content you have visited before. (Currently we do not use targeting or targeting cookies.
    • Advertising: Gather personally identifiable information such as name and location

    This website will:

    • Essential: Remember your cookie permission setting
    • Essential: Allow session cookies
    • Essential: Gather information you input into a contact forms, newsletter and other forms across all pages
    • Essential: Keep track of what you input in a shopping cart
    • Essential: Authenticate that you are logged into your user account
    • Essential: Remember language version you selected
    • Functionality: Remember social media settings
    • Functionality: Remember selected region and country

    This website won't:

    • Remember your login details
    • Analytics: Keep track of your visited pages and interaction taken
    • Analytics: Keep track about your location and region based on your IP number
    • Analytics: Keep track of the time spent on each page
    • Analytics: Increase the data quality of the statistics functions
    • Advertising: Tailor information and advertising to your interests based on e.g. the content you have visited before. (Currently we do not use targeting or targeting cookies.
    • Advertising: Gather personally identifiable information such as name and location

    This website will:

    • Essential: Remember your cookie permission setting
    • Essential: Allow session cookies
    • Essential: Gather information you input into a contact forms, newsletter and other forms across all pages
    • Essential: Keep track of what you input in a shopping cart
    • Essential: Authenticate that you are logged into your user account
    • Essential: Remember language version you selected
    • Functionality: Remember social media settings
    • Functionality: Remember selected region and country
    • Analytics: Keep track of your visited pages and interaction taken
    • Analytics: Keep track about your location and region based on your IP number
    • Analytics: Keep track of the time spent on each page
    • Analytics: Increase the data quality of the statistics functions

    This website won't:

    • Remember your login details
    • Advertising: Use information for tailored advertising with third parties
    • Advertising: Allow you to connect to social sites
    • Advertising: Identify device you are using
    • Advertising: Gather personally identifiable information such as name and location

    This website will:

    • Essential: Remember your cookie permission setting
    • Essential: Allow session cookies
    • Essential: Gather information you input into a contact forms, newsletter and other forms across all pages
    • Essential: Keep track of what you input in a shopping cart
    • Essential: Authenticate that you are logged into your user account
    • Essential: Remember language version you selected
    • Functionality: Remember social media settings
    • Functionality: Remember selected region and country
    • Analytics: Keep track of your visited pages and interaction taken
    • Analytics: Keep track about your location and region based on your IP number
    • Analytics: Keep track of the time spent on each page
    • Analytics: Increase the data quality of the statistics functions
    • Advertising: Use information for tailored advertising with third parties
    • Advertising: Allow you to connect to social sitesl Advertising: Identify device you are using
    • Advertising: Gather personally identifiable information such as name and location

    This website won't:

    • Remember your login details
    Save & Close